Easy Car Loan Calculator
Simply Plan, Prepare, Compare. Get Your Quick Car Financing Estimate Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Instant Results - Car Financing Calculators for Business & Personal Loans
Instantly remove doubts by quickly generating financing estimates for your choice of credit product, your choice of vehicle. Our versatile device calculates monthly repayment estimates for both commercial vehicle finance and private car loans for all types of motor vehicles. Just enter the relevant interest rate and loan figures for immediate repayment estimates based on your preferences. Change the figures to compare other vehicles, other credit variations, other interest rates. Get your estimates now!
With our resources, expertise and connections with over 80+ lenders including the major banks, we secure the best interest rates on the market. For the lowest car financing interest rate we can source for you, request a quote from Easy online or by phone. Use that rate to quickly and simply prepare your credit preferences and compare vehicles to make that buying decision. Start the process – request your no obligation quote now.
- Secured Personal Car Loans, Unsecured Personal Loans.
- Business Vehicle Finance – Lease, Chattel Mortgage, Rent-to-Own, CHP.
- Immediate estimates with best vehicle financing rates.
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Wondering if you can afford the car you want? Wondering how the price tag converts to loan payments? Wondering how to best structure business vehicle financing? Don’t guesstimate – estimate with our free, easy-to-use car financing tool. No special maths skills required, just simple online clicks and actions. Take the guesswork out of planning motor vehicle financing.
Save showroom visits by quickly comparing makes and models online. Save time requesting multiple quotes to compare. Conveniently, quickly and without obligation, calculate financing estimates on any vehicle for your choice of commercial or personal credit product. Accessible, fast and available at a time and place to suit you.
Start estimating or request a quote from Easy!
Customise, Compare Finance Repayments – Use Easy’s Car Loan Calculator
- Convert Driveaway Prices to Car Finance Repayment Estimates.
- Customise Your Own Repayment Plan.
- Generate Repayment Estimates on All Vehicles.
- Set Your Car Loan Repayment Preferences.
- Build Confidence to Make Informed Decisions.
Set Preferences, Make Decisions before Applying for Car Finance
Did you know that applying for multiple loans, even for comparison quotes, can negatively impact your credit score? Conveniently, privately and confidentially, make decisions around car purchases before applying for financing with our online car loan calculator, without affecting your credit profile.
Use the best interest rates we are currently displaying for your choice of credit product as a guide for estimates. Be assured these are the best rates sourced from our vast 80+ lender base. Enter the financing term that best suits your ownership cycle – we provide terms from 1-7 years. Enter the amount you are seeking for your loan, allowing for deposits and trade-ins. Based on your data, the calculator immediately generates the monthly repayment estimate. Figure not spot on with your expectations or budget? Change the term, change the loan amount allowing for a different deposit and re-calculate. Great for setting preferences before submitting your application with us.
To turn any estimate into a confirmed quote, simply apply online. We’ll individually source the best car loan interest rates from the lender that is best suited to your individual profile. Ensuring the most affordable, workable repayments to support your car ownership goals and financial objectives.
- Easy-to-use car loan estimator.
- Set your preferred terms, 1-7 years available.
- Make quick comparisons – rates, repayments, vehicles.
Easily Request Car Financing Quotes, Online Applications – Fast 24 Hour Approval!
Estimates in your ballpark? Ready to take your car purchase to the next stage? Quickly receive a car financing quote based on your specific profile and requirements with Easy. We’ll source you the best rates and most suitable lender and customise your quote to best suit the preferences you’ve established with the calculator.
The calculation tool is designed for all users, with many generic features. Obtaining an accurate quote, sourced to match your individual profile, provides certainty to proceed with confirming your vehicle purchase. Our skilled brokers will assist with all aspects of sourcing your financing, finding the best lender, processing your application, and handling those tricky negotiations with lenders.
We make applying for a car loan a simple, straightforward process. Submit your details and requirements online or by phone. Many applicants receive 24 hour approval to speed up the driveaway timing.
Apply online now to enjoy the Easy experience to more affordable car finance.
The most frequently asked of the questions
What does a car loan calculator produce?
A motor vehicle financing calculator is set-up to produce monthly repayment estimates based on the figures entered by the user. The results are not quotes or an application approval. The calculator does not allow for lender fees and charges or credit profile variations. The results are only estimates.
What interest rate do I enter into an online car financing calculator?
To generate estimates with online calculation devices, users can enter the interest rate for the credit product they want, being advertised by the provider of the device. Device providers typically display the best rates for new goods for good credit profile customers. Alternatively, users may first contact the provider for a specific rate based on their profile and requirements.
Why does an online vehicle finance calculator only produce estimates?
Online calculation devices are generic to allow for a range of users. The devices are not formulated to allow for the charges and fees which are applied by lenders. These can vary with different lenders. The devices do not have the computational capacity to allow for individual credit score variations which may deliver a different repayment figure.
What is the right loan term to use in an online financing tool?
Users can enter their preferred financing term when using an online calculation device. Terms for motor vehicle financing can vary from 1 year through to 7 years. Terms are subject to individual lender approval.
Do I deduct my deposit when entering the loan amount for estimates?
Yes. The total amount figure to be entered into a calculation device is the amount that the user requires for their financing. Any deposit or trade-in should not be included in the amount entered.
What types of cars does an online loan estimator handle?
Most online financing calculation devices can be used to obtain estimates for credit on all types of motor vehicles. Users should be mindful that credit for new and used vehicles can vary.
Can I estimate loans for used cars with an online car loan calculator?
Estimates for used vehicles may be generated with an online device. Users should be aware that interest rates, terms and total credit amounts can vary with users and with new v used vehicles. Any quote or offer can vary from the estimate generated.
What is a car financing calculator?
An online vehicle financing calculation device is a tool provided by lenders and brokers to assist buyers generate quick estimates on credit requirements.
The repayment estimate is more than I expected. How can I get a lower figure?
Where the estimate generated on an online device is higher than the user expects, the loan amount may be reduced by allowing for a deposit and the term may be extended. Both these actions will deliver a lower repayment estimate.
What is the cost to use an online car financing calculator?
Online financing calculation devices are typically provided by lenders and brokers free of charge and without obligation to proceed.